Choose the account that's best for you.

From students to seniors, we have checking accounts designed to fit every lifestyle--and every stage of life. Check out which account fits you best, and if you have any questions, we are here to help! 

The perks of every account

No matter which account you choose, you'll get lots of free benefits!

  • Online banking and bill pay
  • Mobile banking
  • Access to all FNB ATMs
  • Unlimited deposits
  • Instant issue debit cards
  • E-statements
  • And the best service in town!

Choose the Best Account for You

Minimum deposit to open
Interest-bearing account
Mastercard debit card
Minimum balance required to avoid monthly service fee
Monthly service charge
Account details*
Student Checking
Regular Checking
Regular Now Account

$100

$100

$1,000

No

No

Yes

  • Yes
  • Yes
  • Yes

$0

$500

$1,000

None

$7.50

$10

Must be 18 years of age or younger to retain no service charge status

Banking made simple with an account that works with every lifestyle

Interest will be credited into account monthly

*See terms and conditions of accounts for full disclosure details. Insufficient funds fees apply to overdrafts created by check, in-person withdrawal, or other electronic means. A non-sufficient funds fee may be assessed for each item. We expect accounts to be brought to a positive balance within 30 days of the overdraft occurrence.

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