Join the club!

You'll love the benefits of First National Bank's club checking products! With a club checking account, you get valuable features not available through regular checking products. So whether you want the protection of AD&D insurance, the money-saving benefit of free checks, or special travel perks, check out our club options. 

Plus these perks...

Just like our regular checking accounts, you'll also get these free perks with every account:

  • Online banking and bill pay
  • Mobile banking
  • Access to all FNB ATMs
  • Unlimited deposits
  • Instant issue debit cards
  • E-statements
  • And the best service in town!

Club Checking Accounts

Minimum deposit to open
Interest-bearing account
Mastercard debit card
Minimum balance required to avoid monthly service fee
Monthly service charge
Account details*
First Club Now
First Club Regular
First Club Senior

$1,000

$100

$100

Yes

No

No

Yes

Yes

Yes

$1,000; Club fee applies regardless of balance

$0; Club fee applies regardless of balance

$0; Club fee applies regardless of balance

Monthly service fee: $10
Club fee: regular coverage $6 per month
Club fee: additional coverage $7 per month

Monthly service fee: $0
Club fee: regular coverage $9 per month
Club fee: additional coverage $10 per month

Monthly service fee: $0
Club fee: regular coverage $6 per month
Club fee: additional coverage $7 per month

Club accounts come with additional benefits such as: free cashier's checks, AD&D insurance, personalized checks, and more! See account representative for details.

Club accounts come with additional benefits such as: free cashier's checks, AD&D insurance, personalized checks, and more! See account representative for details.

Club accounts come with additional benefits such as: free cashier's checks, AD&D insurance, personalized checks, and more! Must be 55 or over to qualify for this account. See account representative for details.

* See terms and conditions of accounts for full disclosure details. Insufficient funds fees apply to overdrafts created by check, in-person withdrawal, or other electronic means. A non-sufficient funds fee may be assessed for each item. We expect accounts to be brought to a positive balance within 30 days of the overdraft occurrence. 

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