Your retirement, our business
Plan with confidence and enjoy financial security in your retirement with expert guidance from Clear Fork. Whether you’re an employee, a business owner, or self-employed, our personal bankers will demystify the retirement planning process.
We’re here to answer all of your questions about the many Individual Retirement Account (IRA) products available today – including the Traditional IRA, Roth IRA, Education IRA, Savings Incentive Match Plan for Employees IRA (SIMPLE IRA), and Simplified Employee Pension IRA (SEP IRA). Once we’ve gotten to know a bit about you, we’ll take into account your risk tolerance, tax liability, personal values, and other factors to help you toward the best IRA for your retirement goals.
Stop by or get in touch and start building a nest egg with a bank you can trust.
Discover the right IRA for you
We offer a variety of Individual Retirement Accounts (IRAs) to maximize your tax and retirement benefits.
Traditional IRAs
Annual, pre-tax contributions are generally tax deductible, meaning lower taxable income for the given year – and less taxes paid. A traditional IRA can be a wise choice for those without access to an employee-sponsored plan.
Roth IRAs
Contributions are taxed in a given year but growth and post-retirement withdrawals are completely tax-free. A Roth IRA can be a standalone solution or a complement to a traditional IRA.
Education IRAs
Also known as the Coverdell Education Savings Account, an Education IRA can be an effective vehicle to save for a child’s education expenses. Contributions are made post tax, earnings are tax deferred, and withdrawals are tax free.