Statement of Condition
December 31, 2024
| ASSETS | |
| Cash and balances due from depository institutions | $124,264,000 |
| Held-to-maturity securities | 0 |
| Available-for-sale securities | 101,579,000 |
| Federal funds sold | 0 |
| Loans | 665,218,000 |
| Allowance for loan losses | (8,867,000) |
| Other assets | 42,456,000 |
| Total assets | $924,650,000 |
| LIABILITIES AND EQUITY CAPITAL |
|
| Deposits: | $824,084,000 |
| Noninterest bearing: | 1190,807,000 |
| Interest-bearing: | 633,277,000 |
| Federal funds purchased | 0 |
| Securities sold under agreement to repurchase | 0 |
| FHLB borrowings | 0 |
| Other liabilities | 9,105,000 |
| Total liabilities | $833,189,000 |
| Common stock | 100,000 |
| Surplus | 1,784,000 |
| Undivided profits | 90,692,000 |
| Net unrealized holding gains (losses) on available-for-sale securities | (1,115,000) |
| Total equity capital | $91,461,000 |
| Total liabilities and equity capital | $924,650,000 |